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Mortgage Servicing

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Our mission is to deliver meaningful solutions by building uncommonly strong personal relationships with customers, guided by passion, professionalism, and individual pride.

We provide servicing on all types of current and past due residential mortgages including new originations or seasoned transfers from other servicers of fixed or variable rate mortgages. We currently service a portfolio of mortgages with a total UPB of over $23 billion.

Mortgage Lending

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Fay Mortgage Services provides home mortgage loans to prospective homeowners seeking to purchase a property and existing homeowners who want to refinance. Fay Mortgage also provides Real Estate Owned (REO) mortgage loans and also provides Fixed-Rate, FHA, Jumbo, VA, and ARM loans.

Wholesale Lending

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Constructive Capital is a nationwide wholesale lender with competitive rates and industry leading turn times. We offer financing for long-term rental properties, ground up construction, and bridge loans.

At Constructive Capital, we believe there is a better way to invest in real estate — a more valuable, less invasive way, where we provide an easy process, competitive pricing, and expansive programs for brokers and their clients.

Residential Realty

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GenStone Realty is a full-service real estate brokerage built around agents and the residential clients we serve. GenStone has the look and feel of a boutique brokerage but the resources and capacity of a multinational company.

 

With 50+ years of combined experience, our agents are top producers who work with clients across different counties, states, and time zones. GenStone handles sales and purchases of residential real estate for individuals and families as well as residential investment real estate for institutional clients.

Property Management

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Genstone Management offers investors a range of cost-efficient solutions, from sourcing eligible properties to property management, all supported by a seasoned management staff and leading technology.

Our national network of over 2,300 real estate agents and 2,600 contractors assists us in identifying and evaluating properties for acquisition by our clients. Our team has years of experience in markets in all 50 states and in managing national operations of upwards of nearly 50,000 single family rental homes.
 

Title Insurance

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Title Clearing & Escrow, LLC (TC&E) is a national title and escrow solutions provider with top-rated professionals focused on superior service and quality. We are committed to a fast, secure process for both clients and customers. We issue title insurance, research and clear titles, and processes lien releases for real estate transactions across the country.

 

We meet fast turnaround times and provide accurate data to clients in real time. By using the latest technology and software applications, we are able to streamline workflows and assign experienced loan closers to clients anywhere in the U.S.

Property Renovations

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With over 30 years of experience, our team is dedicated to building efficient, high-quality, and cost-effective solutions for all of your residential construction needs. Our custom software solution and process eliminate unnecessary change orders and surprises that traditionally plague the residential construction industry.

It is important to us that each client receives the highest-quality renovation for the best price so we don’t allow just anyone to step onto our clients’ properties. Our vendor procurement department screens all vendors to ensure each has the proper license and insurance to perform needed repairs. With our custom software solution, our client, contractors, repair specialists, and asset managers are all on the same page.

Insurance 

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Constructive Insurance is an independent agency that offers home, auto, renters, and commercial insurance directly to consumers from some of the nation’s top carriers. We also offer a specialized insurance program for residential real estate investors nationwide.

 

We discuss a client’s personal insurance needs, shop around for the best policies at the best price, and personalize coverage for them. Add in our commitment to top-notch customer service and our clients have an insurance partner they can trust.

 

Mortgage Servicing
Residential Renovations
Residential Realty
Wholesale Lending
Loan Aggregation
Title Clearing & Escrow
Insurance
Mortgage Lending
Genstone Management
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